Basic doesn't mean less coverage. Essential Benefits for people enduring proven hardships, with the same first-class service and Qualified Health Coverage when you need it most. Applicants proving economic need will qualify for these feature rich programs. Featuring low deductible major medical healthcare with cash coverage and cover unlimited doctor, prescriptions, urgent care and hospitalization with co-pays and low total-out-of-pocket maximums and include coverage for chronic care and life threatening events. Basic Benefits Programs do not have dental, vision or retirement savings but allow customers to add them after approval.

Help is provided with qualifying, including compliant tax filing, accurate reported income changes and compiling documentation of job loss or paystub/docs showing career/vendor title or income loss documentation.